Heartland Payment Systems and MasterCard have settled for $41.4 million over the payment processor's record-breaking data breach, disclosed in January 2009. Under the settlement, MasterCard issuing banks will be eligible to recoup costs related to reissuing cards and any incidents of fraud consumers may have experienced. For the settlement to be official, banks representing 80 percent of the affected accounts must agree to it by June 25. Heartland and Visa settled for $60 million in January. — DK